Fee Schedule

Important: This page provides a general fee schedule for common consumer banking services. Your specific account disclosure may provide different fees or waive certain fees. For current product rates, see the Rate Sheet.

1. Account & Maintenance Fees

• Monthly maintenance fee: Varies by account type (often waived with qualifying activity or balance).
• Paper statement fee: May apply if you opt out of electronic statements.
• Returned deposit item: May apply for returned checks or deposits that cannot be collected.
• Stop payment request: May apply for stop payment services where available.

2. Payments & Transfers

• Domestic wire transfer (send/receive): Fees may apply depending on account type.
• International wire transfer: Additional fees may apply, including intermediary bank charges.
• ACH transfer: Typically low-cost or free; expedited options may have fees.
• Outgoing check (cashier’s/official): May apply where offered.

We may refuse or delay transfers for fraud prevention, compliance, or security reasons. Exchange rates and third-party fees may apply for international transfers.

3. Cards

• Card replacement: May apply for expedited or repeated replacements.
• ATM fees: Fees may apply for out-of-network ATM usage; ATM operators may also charge fees.
• Foreign transaction fee: May apply for international card transactions.

4. Other Fees

• Legal process / garnishment: Fees may apply for processing legal orders.
• Account research: Fees may apply for special requests and archival research.
• Overdraft / returned item: If overdraft services are available, fees may apply as disclosed in your account agreement.

5. Contact

If you want the fee schedule specific to your account type, contact us and we’ll provide the applicable disclosure.

Last updated: April 19, 2026